Credit Cards & Loans & Mortgages

We have all been there. You open your banking app on a lazy Sunday afternoon, and there it is, flashing in bright green: “Congratulations! You are eligible for a pre-approved personal loan of ₹5,00,000.” It feels like an unexpected gift,…

Imagine walking into a high-end boutique, pointing at a classic jacket, and being told, “You can only buy this jacket if you already own three jackets from our store.” It sounds utterly ridiculous, right? Yet, this is exactly the kind…